Free Health Checkup |
Annually |
Ambulance Expenses |
Upto 1,000 per Hospitalization |
Daily Hospitalization Allowance |
Rs.750, upto Rs.1000 for max.7 days |
Nursing Allowance |
Upto 10% of S.I |
No Claim Bonus |
NA |
Room Rent Limit |
SI 3 Lac: Twin Sharing Room Subject to Max 1%Of SI/Day. SI 5 Lac: Twin Sharing Room SI 7/10 LAC : SIngle Private Room |
ICU Daily Rent Limit |
SI 3 Lac: Up to 2% Of SI/Day. SI 5 Lac: No Limit SI 7/10 LAC : No Limit |
Pre-Hospitalization Expenses |
SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC :
Up to 10% of payble Hospitalisation expenses. |
Post Hospitalization Expenses |
SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC :
Up to 10% of payble Hospitalisation expenses. |
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
Up to SI |
Automatic Restoration of Sum Insured |
Up to S.I |
Pre-Existing Disease / Illness coverage |
After 2 Years |
Waiting Period for New Policy |
30 Days |
Co-Payment |
20% for entry up to 70/30% for entry above 70. |
Medical Screening |
For above age of 45 years |