Room Rent Limit |
1% in 3 Lacs SI, Single Private Room in 5 Lacs & Above |
ICU Daily Rent Limit |
No Limit 5 Lacs & Above, 2% in 3 Lacs SI |
Pre-Hospitalization Expenses |
30 Days, Maximum upto 5% of SI |
Post Hospitalization Expenses |
60 Days, Maximum upto 5% of SI |
Minimum Hospitalization Period |
24 Hrs |
Automatic Restoration of Sum Insured |
upto Sum Insured |
Pre-Existing Disease / Illness coverage |
Covered after 24 months |
Waiting Period for New Policy |
30 days |
Co-Payment |
20% per claim |
Medical Screening |
No Pre Policy Check up |
Free Health Checkup |
Cardiac health check up annually |
Ambulance Expenses |
SI 7 Lacs & Above 3k, SI 3 Lacs, 5 Lacs 2k Per Hospitalisation |
Non-Allopathic Treatments |
Up to 25% of Sum Insured |
No Claim Bonus |
10% Every Year, Maximum upto 50% |